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On top of that, customers for this kind of plan could have severe lawful or criminal histories. It is necessary to note that different carriers provide an array of concern ages on their guaranteed concern plans as low as age 40 or as high as age 80 - senior life services final expense. Some will also provide higher face values, up to $40,000, and others will permit far better survivor benefit conditions by enhancing the passion rate with the return of premium or minimizing the variety of years till a full death benefit is available