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Additionally, clients for this kind of plan could have extreme lawful or criminal histories. It is very important to keep in mind that different carriers use a series of concern ages on their ensured issue plans as low as age 40 or as high as age 80 - cheap final expense insurance. Some will additionally provide higher stated value, approximately $40,000, and others will permit better death advantage conditions by enhancing the rates of interest with the return of costs or minimizing the variety of years up until a complete survivor benefit is readily available