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In addition, clients for this sort of strategy might have extreme legal or criminal backgrounds. It is necessary to keep in mind that various carriers provide a series of issue ages on their assured issue policies as low as age 40 or as high as age 80 - better life funeral policy. Some will additionally offer greater face worths, approximately $40,000, and others will certainly enable for much better fatality advantage problems by improving the passion rate with the return of premium or decreasing the variety of years up until a complete survivor benefit is available